We have been gearing up for over three years for October 1, 2013, with continuing education, on-line training modules, testing and certification, and broker summits/trainings in order to be prepared and ready to sell on the online Healthcare Exchange (www.healthcare.gov). With all the preparation and anticipation, here we sit today with no ability to sell on the Exchange, let alone quote or even view any plans! Many of our individual clients in Wisconsin have been calling us, sharing their frustration, and we are no less frustrated as well. Individuals in other states are penning articles about their experiences, just like Maggie Thurber for Ohio Watchdog.
We are taking healthcare reform one day and many times, one hour at a time, as we all continue to “navigate” through a new world of health insurance purchasing. Our HIRSP clients have now received letters stating that their policies will be terminating December 31, and yet, here we are not able to help them fully.
Under these circumstances, here is my advice for health insurance seekers. If you (or your employees) are not eligible for the Federal subsidy (premium reduction) because of your household income, then there is no reason to remain frustrated with www.healthcare.gov. We can assist with quoting and enrollment directly with the insurance carriers, who are operating off of the Exchange. And there are more options off the Exchange than on! How’s that for more competition?
When the Wisconsin Employee Benefits Advisors (WEBA) voted unanimously last month to merge into the Independent Insurance Agents of Wisconsin (IIAW), they added extensive experience and leadership regarding employee benefits and health insurance.
Among those changes was selecting Chris Hanson, an Appleton-based health insurance consultant and agent, to the Board of Directors for the IIAW. She has over 25 years of experience in health care and health care insurance. Her business, Hanson Benefits, helps individuals find health insurance on and off the Health Care Exchange. Her past leadership roles include terms as Current Vice-President of the Wisconsin Employee Benefits Advisors, Health Insurance Risk Sharing Plan (HIRSP) Board, and Past President of the Fox Valley Chapter of Wisconsin Association of Health Underwriters.
“The IIAW’s strong membership base of over 6,000 licensed agents in Wisconsin and our expertise in the employee benefits/health insurance helps not only small business owners, but all Wisconsin residents in purchasing health insurance for themselves and their families in 2014. IIAW has earned the reputation as the trusted choice based on their knowledge and expertise, which is especially important with the volatility and unknowns in health insurance today,” states Chris Hanson of Hanson Benefits.